About Us

Rapid Credit Fix was founded in 2014 to help consumers take control over their individual credit scores. For many people, these rates can feel like a mystery. At Rapid Credit Fix, we want to assist you in improving your score so you can take control of your financial future.


Our mission is to help you increase your credit score by finding the right repair program for you. Your rate can affect so many aspects of your life. Having a good one can help you move into a new home or buy the car you need. However, it’s very common for your score to drop as a result of student debt, for example. When you’re already struggling with your finances, it can be difficult to improve it. That is also common for lenders to request higher down payments for consumers who have low credit scores, making it difficult to get out of the debt cycle.

Many people believe that repairing their credit score is impossible, or that it will be time-consuming and stressful. We know that it doesn’t have to be this way. It is worth fixing, as it can have such a huge effect on your overall success. There are plenty of excellent financial programs that can help you boost your score without the hassle, and we’re here to help you find them.

We’re also committed to financial education. When you’re informed about your finances, it becomes easier to stay on top of them and make smart decisions with your money. There are many different factors that contribute to your overall score, but there’s also a lot of misinformation out there about credit rats and how they work.

Much of the financial information on the internet these days is dense and difficult to understand. We’re committed to creating accessible and informative content to help you navigate tricky financial challenges. Credit repair services are designed to improve your score quickly and get your finances back on track.

How do we rank credit repair companies?

We look at a few different factors to rank credit repair companies. With so many different repair options on the market, we want to make sure that you are getting real results that can help you achieve your financial goals.

The first thing we look at is value for money. Is the price of the service fair given the results that you get? We consider the features that the repair company offers as well as previous customer experiences to make sure it’s worth the price. Some repair services will provide additional features like financial education, which can provide extra value.

Additionally, we look at the overall efficacy of the repair service. Every person’s financial situation is different, which means that some people may get better results from these services than others. However, we recommend services that result in consistent improvements in their customers’ scores within a reasonable amount of time.

Finally, we look at the company’s customer service as well as its stability. Repair companies that have been in business for several years tend to be more reliable than new ones. We also look at recent customer service reports to make sure that they provide helpful and polite assistance to those who need it.

Our Team

Raymond Spurgeon

Raymond Spurgeon is the founder and lead editor of Rapid Credit Fix. He was born in Scottsdale, Arizona, and later moved to New York City to pursue a career in finance. He has a bachelor’s degree in finance as well as a master’s degree in credit management. After working for a credit repair company for seven years, he founded Rapid Credit Fix in 2015 to provide insight into the world of credit repair.

David Lyons

David Lyons is our head writer. He has a master’s degree in finance from the University of Pennsylvania and has written on financial topics for a variety of different publications. He writes reviews and other financial content for Rapid Credit Fix.

Jessie Stewart

Jessie Stewart is our research specialist. She has a background in finance and data analysis. She compiles information about the leading repair organizations for each article and verifies content for accuracy.

Contact Us

Want to learn more about repairing your credit score? Don’t hesitate to contact us, and follow along on Facebook and Twitter.